TERMS OF SERVICE
Overview
Welcome to Business Multiplier. These Terms of Service (“Terms”) govern your access to and use of our website, platforms, services, content, and programs (collectively, the “Services”). By using our Services, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not access or use our Services.
Definitions
“We”, “us”, “our”, “Business Multiplier” means Business Multiplier (company), its affiliates, employees, agents, and successors.
“You”, “your”, “User”, “Customer” means any individual or entity accessing or using our Services.
“Content” means all text, images, videos, courses, modules, training materials, modules, worksheets, and other deliverables included in or provided as part of the Services.
“Programs / Courses / Coaching / Services” means any paid or free offering we provide (e.g. coaching, training, digital content, modules, subscription-based content).
Eligibility & Account
You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services.
If you register an account or profile, you must provide accurate, current, and complete information.
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
You must notify us immediately of any unauthorized use or breach of your account.
Services, Payment & Access
We grant you a limited, non-exclusive, revocable right to access and use the Services in accordance with these Terms and during the period for which you have paid or subscribed.
All fees, pricing, payment terms, and schedules will be set out in the service agreement, invoice, or on our website.
You agree to pay all applicable fees, taxes, and charges in a timely manner.
We may use third-party payment processors or banking services; their terms and policies also apply.
We reserve the right to suspend or terminate access if payment is late or fails.
Cancellation, Refunds & Changes
Your rights regarding cancellation, refund or credits are as set out in our Return, Refund & Cancellation Policy, which is incorporated by reference into these Terms.
We may change, suspend, or discontinue parts of the Services (or any features) at any time, with or without notice.
We may revise fees or pricing; new pricing will apply only for future billing cycles (not retroactively), unless otherwise specified.
Intellectual Property
All Content, trademarks, logos, and intellectual property rights in our Services are owned by or licensed to Business Multiplier (unless otherwise noted).
You may not reproduce, distribute, modify, publicly display, or create derivative works, or exploit the Content for commercial purposes except as expressly permitted in writing.
If you submit feedback, suggestions, or ideas, we may use them without compensation, and you grant us a perpetual, royalty-free, worldwide license to use them.
User Obligations & Conduct
You agree not to:
Use the Services for any unlawful, abusive, or fraudulent purpose;
Violate any applicable law, regulation or third-party rights;
Infringe intellectual property rights;
Transmit viruses or harmful code;
Attempt to reverse engineer, decompile, or circumvent security features;
Use the Services to harass, defame, or engage in harmful conduct;
Use bots, scraping, or data mining without our permission.
We may suspend accounts or remove content that violates these Terms.
Disclaimers & No Warranty
The Services are provided on an “as is” and “as available” basis, without warranties of any kind.
We do not guarantee uninterrupted or error-free Services.
We make no warranties regarding results or business outcomes from using the Services.
To the maximum extent permitted by law, all warranties (including merchantability, fitness for purpose, and non-infringement) are disclaimed.
Limitation of Liability
To the fullest extent permitted by law, Business Multiplier and its affiliates shall not be liable for any indirect, incidental, consequential, special or punitive damages, or losses (including loss of profits, data, goodwill).
Our total liability is limited to the amount you paid for the Services in the 12 months before the claim.
We specifically exclude liability for loss of business opportunities or reputational harm.
Indemnification
You agree to indemnify and hold harmless Business Multiplier, its officers, and employees against any claims, damages, or expenses (including legal fees) arising from:
(a) your breach of these Terms;
(b) your use of the Services;
(c) your violation of law or third-party rights; or
(d) your submissions.
Privacy & Data Protection
Your use of our Services is subject to our Privacy Policy, which explains how we collect, use, store, and protect your personal data (in accordance with Singapore’s Personal Data Protection Act (PDPA)).
Third-Party Services / Links
Our Services may include or link to third-party services, tools, or content not under our control.
We are not responsible for third-party content, and your use is subject to their terms.
We disclaim liability for any losses arising from dealings with third parties.
Termination
We may suspend, terminate, or restrict your access to the Services (or any part) at any time, for any reason (including violation of these Terms).
Upon termination, your right to use the Services ends immediately, though you remain responsible for outstanding payments. Provisions on intellectual property, indemnification, confidentiality, and limitation of liability will survive termination.
Changes to Terms
We may revise these Terms at any time by posting updates on our website with a new effective date. Your continued use constitutes acceptance of the revised Terms.
Governing Law & Dispute Resolution
These Terms are governed by Singapore law. Any dispute shall first be resolved through good-faith negotiation, then mediation. If unresolved, disputes shall be submitted to the exclusive jurisdiction of the Singapore courts.
Miscellaneous
Severability: If any provision is invalid, the remainder remains in effect.
Waiver: Our failure to enforce rights does not waive them.
Assignment: You may not assign your rights without our written consent. We may assign freely.
Entire Agreement: These Terms, together with our Refund Policy, Privacy Policy, and any service agreement, constitute the full agreement.
Notices: We may send notices via email or through the Services. You are responsible for keeping your contact information up to date.
© 2025 Business Multiplier Pte Ltd. All Rights Reserved.
No part of our content may be reproduced without prior written permission. Information provided is general guidance only and not a substitute for professional advice. We make no representation or warranty regarding completeness or accuracy, and accept no liability for reliance on such information.
Overview
Welcome to Business Multiplier. These Terms of Service (“Terms”) govern your access to and use of our website, platforms, services, content, and programs (collectively, the “Services”). By using our Services, you agree to be bound by these Terms.
If you do not agree to these Terms, please do not access or use our Services.
Definitions
“We”, “us”, “our”, “Business Multiplier” means Business Multiplier (company), its affiliates, employees, agents, and successors.
“You”, “your”, “User”, “Customer” means any individual or entity accessing or using our Services.
“Content” means all text, images, videos, courses, modules, training materials, modules, worksheets, and other deliverables included in or provided as part of the Services.
“Programs / Courses / Coaching / Services” means any paid or free offering we provide (e.g. coaching, training, digital content, modules, subscription-based content).
Eligibility & Account
You must be at least 18 years old (or the age of majority in your jurisdiction) to use our Services.
If you register an account or profile, you must provide accurate, current, and complete information.
You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
You must notify us immediately of any unauthorized use or breach of your account.
Services, Payment & Access
We grant you a limited, non-exclusive, revocable right to access and use the Services in accordance with these Terms and during the period for which you have paid or subscribed.
All fees, pricing, payment terms, and schedules will be set out in the service agreement, invoice, or on our website.
You agree to pay all applicable fees, taxes, and charges in a timely manner.
We may use third-party payment processors or banking services; their terms and policies also apply.
We reserve the right to suspend or terminate access if payment is late or fails.
Cancellation, Refunds & Changes
Your rights regarding cancellation, refund or credits are as set out in our Return, Refund & Cancellation Policy, which is incorporated by reference into these Terms.
We may change, suspend, or discontinue parts of the Services (or any features) at any time, with or without notice.
We may revise fees or pricing; new pricing will apply only for future billing cycles (not retroactively), unless otherwise specified.
Intellectual Property
All Content, trademarks, logos, and intellectual property rights in our Services are owned by or licensed to Business Multiplier (unless otherwise noted).
You may not reproduce, distribute, modify, publicly display, or create derivative works, or exploit the Content for commercial purposes except as expressly permitted in writing.
If you submit feedback, suggestions, or ideas, we may use them without compensation, and you grant us a perpetual, royalty-free, worldwide license to use them.
User Obligations & Conduct
You agree not to:
Use the Services for any unlawful, abusive, or fraudulent purpose;
Violate any applicable law, regulation or third-party rights;
Infringe intellectual property rights;
Transmit viruses or harmful code;
Attempt to reverse engineer, decompile, or circumvent security features;
Use the Services to harass, defame, or engage in harmful conduct;
Use bots, scraping, or data mining without our permission.
We may suspend accounts or remove content that violates these Terms.
Disclaimers & No Warranty
The Services are provided on an “as is” and “as available” basis, without warranties of any kind.
We do not guarantee uninterrupted or error-free Services.
We make no warranties regarding results or business outcomes from using the Services.
To the maximum extent permitted by law, all warranties (including merchantability, fitness for purpose, and non-infringement) are disclaimed.
Limitation of Liability
To the fullest extent permitted by law, Business Multiplier and its affiliates shall not be liable for any indirect, incidental, consequential, special or punitive damages, or losses (including loss of profits, data, goodwill).
Our total liability is limited to the amount you paid for the Services in the 12 months before the claim.
We specifically exclude liability for loss of business opportunities or reputational harm.
Indemnification
You agree to indemnify and hold harmless Business Multiplier, its officers, and employees against any claims, damages, or expenses (including legal fees) arising from:
(a) your breach of these Terms;
(b) your use of the Services;
(c) your violation of law or third-party rights; or
(d) your submissions.
Privacy & Data Protection
Your use of our Services is subject to our Privacy Policy, which explains how we collect, use, store, and protect your personal data (in accordance with Singapore’s Personal Data Protection Act (PDPA)).
Third-Party Services / Links
Our Services may include or link to third-party services, tools, or content not under our control.
We are not responsible for third-party content, and your use is subject to their terms.
We disclaim liability for any losses arising from dealings with third parties.
Termination
We may suspend, terminate, or restrict your access to the Services (or any part) at any time, for any reason (including violation of these Terms).
Upon termination, your right to use the Services ends immediately, though you remain responsible for outstanding payments. Provisions on intellectual property, indemnification, confidentiality, and limitation of liability will survive termination.
Changes to Terms
We may revise these Terms at any time by posting updates on our website with a new effective date. Your continued use constitutes acceptance of the revised Terms.
Governing Law & Dispute Resolution
These Terms are governed by Singapore law. Any dispute shall first be resolved through good-faith negotiation, then mediation. If unresolved, disputes shall be submitted to the exclusive jurisdiction of the Singapore courts.
Miscellaneous
Severability: If any provision is invalid, the remainder remains in effect.
Waiver: Our failure to enforce rights does not waive them.
Assignment: You may not assign your rights without our written consent. We may assign freely.
Entire Agreement: These Terms, together with our Refund Policy, Privacy Policy, and any service agreement, constitute the full agreement.
Notices: We may send notices via email or through the Services. You are responsible for keeping your contact information up to date.
© 2025 Business Multiplier Pte Ltd. All Rights Reserved.
No part of our content may be reproduced without prior written permission. Information provided is general guidance only and not a substitute for professional advice. We make no representation or warranty regarding completeness or accuracy, and accept no liability for reliance on such information.